What's your financial health score?

A free 3-minute check-up for South Africans, based on the world's simplest money advice.

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3-Minute Quiz

12 simple questions. No sign-up, no email, no jargon.

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Personalised Score

See how you score across saving, debt, investing, retirement, and protection.

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Built for SA

Adapted from The Index Card β€” retirement annuities, TFSAs, Satrix ETFs, and more.

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100% Private

No personal data collected. Your score stays in your browser.

Why this exists

In 2013, a University of Chicago professor wrote all the personal finance advice you'll ever need on a single index card. The Index Card by Helaine Olen and Harold Pollack became a bestseller β€” because good money advice really is that simple.

But the advice was written for Americans. We adapted it for South Africans β€” our tax system, our retirement funds, our banks, our reality. This quiz measures how well you're following those principles.

Read the SA Index Card β†’

Ready to find out your score?

Takes 3 minutes. You might be surprised.

Take the quiz β†’